Government support for degree courses

The main student grants and loans offered by the government to UK and EU students include a:

• Tuition fee loan
• Maintenance loan (full-time students only)
• Maintenance grant (continuing full-time students only)

You might also be able to get extra help, for example, if you’re on a low income, have a disability or have children or dependents.

If you’re a full or part-time student from England, you can apply online to Student Finance England for these grants and loans. There’s a different process if you’re a student from Scotland, Wales, Northern Ireland or an EU country.

If you’re an international student, you’ll need our international fees and finance pages.

Main sources of funding

Tuition fee loan

This loan will cover the full amount of your fees. The amount you receive doesn’t depend on your household income. You’ll have to repay this loan, but not until you’ve graduated and are earning over £21,000 a year. 

To ensure that funding is in place for the beginning of the academic year you should make an application as soon as possible. If you haven't received confirmation of a Tuition Fee Loan before the end of September then please email finance.sl@ucreative.ac.uk to let us know that your application is in progress. 

Maintenance loan for living costs

You can apply for a loan to help you pay your living costs. How much you can get will depend on your household income as well as where you choose to live and study. However, you can get up to 65% of the maximum loan amount regardless of your parent’s income.

You’ll have to repay this loan, but not until you’ve graduated and are earning over £21,000 a year.

Maintenance grant for living costs

Available to continuing students only. You can apply for a grant to help you pay your living costs. How much you can get will depend on your household income. You don’t have to pay this money back, but any funds you get will reduce the maintenance loan you can get.

Additional sources of funding

Disabled Students’ Allowance (DSA)

You may be able to get this grant if you have a long-term illness, mental health condition or specific learning difficulty, such as dyslexia.

You can apply for the DSA when you apply for student finance. If you qualify, it’s paid on top of the standard student finance you get. The amount you get isn’t affected by your household income and you don’t have to pay the money back.

Childcare Grant

If you’re a full-time student with children, you can apply for a Childcare Grant.

The money you may get will depend on your household income, the cost of your childcare and the number of children you have. Any money you get is paid on top of your student finance and you don’t have to pay it back.

Parents’ Learning Allowance

If you have children, this funding could help towards your course costs, such as books, materials and travel. How much you get depends on your household income and you don’t have to pay the money back.

Adult Dependants’ Grant

This grant could provide extra help if you’re a full-time student with an adult who depends on you financially.

The amount you get depends on your income and the income of your dependants. You can apply for this grant on top of any other student finance and you don’t have to pay it back.

Advice & guidance

If you’re in any way confused about what you can apply for, please get in touch with one of our friendly specialist advisers. They can also direct you to a variety of specialist resources to help you deal with practical issues and personal problems.

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